Senior Merchant Underwriting Risk Analyst
Atlanta, GA 
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Posted 11 days ago
Job Description

Position Type :

Full time

Type Of Hire :

Experienced (relevant combo of work and education)

Education Desired :

Bachelor's Degree

Travel Percentage :

1 - 5%

Job Description

ob Posting Description

At FIS, our technology and our people are moving forward. We advance the way the world pays, banks and invests. We believe in building inclusive, diverse teams. Together, we innovate to help our colleagues, clients and communities succeed. If you're ready to grow your career and make an impact in fintech, we have one question: Are you FIS?

About the role:
As a Risk Analyst, you'll work on the cutting edge of cybersecurity with the largest FinTech company in the world. While using your advanced technical skills to protect FIS from threats, you will partner with business leaders to identify risks, evaluate the effectiveness of controls, and promote continuous improvement.

About the team:

What you will be doing:
* Ensures strategic objectives of risk management program are met including execution of risk assessment activities, coordination of risk response and program testing and validation.
* Conduct an assigned number of account reviews daily, weekly and monthly meeting aggressive deadlines
* Conduct in-depth analysis of credit risk associated with new and existing customers, assessing their creditworthiness, financial stability and exposure.
* Documents risk analysis and controls and evaluates control design and continuous control improvement.
* Manages specific areas of exposure.
* Perform qualitative assessments to identify and mitigate credit and fraud risks

*Analyze customer data to calculate account risk and classify risk profiles

*Review, assess, and mitigate client reputational, regulatory, and compliance risk
*Render judicious credit and risk decisions by disseminating publicly available data, industry reports, internal data reports, financial statements, and other credit qualifying criteria
*Qualify account acceptability based on applicant credit quality and profile
* Interact with sales associates, referral partners, new and existing clients, providing first in class service
*Help develop and assist on ideas that will drive operational efficiencies while increasing production and company profitability while maintaining portfolio integrity and minimizing risks
*Assist with internal quality assurance reviews
*Develops and maintains knowledge of regulatory requirements.
What you will need:
  • Prior experience in payments industry (Acquirer/Processor/ISO/Payment Facilitator)
  • Critical thinking and problem solving; challenge the status quo thinking to generate new ideas; takes an open mid approach to situations
  • Ability to manage multiple tasks simultaneously
  • Excellent analytical skills with emphasis on investigation and research
  • Excellent written and verbal communication skills with a customer service emphasis
  • Strong organization and time management skills; ability to meet deadlines
  • Ability to work independently with minimal supervision
  • Open to learn and adapt to ongoing changes and new processes
  • Ability to exercise sound decision judgement
  • Experience in identifying fraudulent trends and mitigating credit and/or risk losses preferred
  • Highly organized with the ability to prioritize workload and manage multiple responsibilities effectively without compromising

    Added bonus if you have:
    Degree in a quantitative discipline (e.g. finance, accounting, or economics) preferred
What we offer you:

At FIS, you can grow your career as far as you want to take it. Here's what else we offer:
* Opportunities to make an impact in fintech
* Personal and professional learning
* Inclusive, diverse work environment
* Resources to give back to your community
* Competitive salary and benefits
* An inclusive workspace built on collaboration, flexibility and respect.
* A salary and benefits package that reflects your hard work.


Privacy Statement

FIS is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how FIS protects personal information online, please see the .

EEOC Statement

FIS is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here supplement document available here


For positions located in the US, the following conditions apply. If you are made a conditional offer of employment, you will be required to undergo a drug test. ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for Americans with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis.

Sourcing Model

Recruitment at FIS works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. FIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.

#pridepass


FIS is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here: http://www1.eeoc.gov/employers/upload/eeoc_self_print_poster.pdf

For positions located in the US, the conditions below apply.

If you are made a conditional offer of employment, you will be required to undergo a drug test and background check (including criminal record check)

ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for Americans with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis.

 

Job Summary
Company
FIS
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Education
Bachelor's Degree
Required Experience
Open
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